It is not too late for student borrowers to receive the funding needed for their fall semester tuition at graduate school.

PHOENIX (PRWEB via PR Web Direct) July 14, 2006 -– It is not too late for student borrowers to receive the funding needed for their fall semester tuition at graduate school. Phoenix-based NextStudent, a premier education funding company, offers federal Graduate PLUS Loans that will finance up to the full amount of graduate school at a rate as low as 8.25 percent.

NextStudent’s Graduate PLUS Loans can be taken out and distributed upfront or throughout the year. They have all the advantages of a PLUS loan but are directed to graduate students and their needs, with funds that go direct to the student or to the student’s college or university. In addition, graduate students are eligible for in-school deferments when they take out a Graduate PLUS Loan.

Student borrowers will find that NextStudent’s Graduate PLUS Loans are easily managed and convenient. They may be obtained regardless of a borrower’s income. With the funds students can borrow for the entire cost of their education, including tuition, books, housing, computers and lab fees.

The Graduate PLUS Loan features a variety of incentives and benefits that further help graduate students with their loans and repayment options.
Continue Reading »
NextStudent Offers Graduate Plus Loans For Fall Semester

Phoenix, AZ (PRWEB via PR Web Direct) July 7, 2006 — Students who want to attend graduate school but think they cannot afford the cost now have an option. Federal Graduate Plus Student Loans are convenient and manageable, and while they feature parent loan benefits, the funds are disbursed direct to the student, according to Phoenix-based NextStudent, a premier education funding company.

Graduate Plus Loan rates start as low as 8.5 percent and the loans can completely pay for tuition, books and even computers. They can be available despite a borrower’s credit score.

Most important, NextStudent’s Graduate Plus Loan program has a host of benefits and incentives, making it easier for student borrowers to get to and through graduate school. Incentives include:

• For student borrowers who sign up for Auto-Debit and pay their first on-time monthly payment, NextStudent will pay a 3 percent cash rebate of the entire loan amount. Borrowers can use the rebate and apply it toward their education.
• Borrowers who complete their first 48 consecutive on-time monthly payments if they use Auto-Debit can receive a cash rebate that is equal to 5 percent of their outstanding principal balance.
• A .25 interest rate reduction is available to borrowers who pay automatically with Auto-Debit.

Continue Reading »
Graduate Plus Student Loans from NextStudent Help Students Get Through Graduate School

If you are struggling to repay your student loans then you most certainly are not alone. Many times students and graduates that hold student loans look to refinance in order to lower their monthly payments. Before considering this, please read the following article. It may just change your mind.

Refinancing student loans can be a good idea under certain circumstances, but not always. As of late, interest rates have been low but they are in fact rising and most economists agree that they will continue to rise. Most student loans are based on a variable interest rate and will not be locked-in until you refinance or get a loan consolidation.

The option to refinance is only available to those individuals who have established good credit by paying their loans back on time. If you have missed payments or have been late then you can pretty much forget about it. As a rule, refinancing rates are usually offered at 1 or 2 points below what your current rate is. This is to make the loan more attractive, but you must take caution.
Continue Reading »
Should You Refinance Your Student Loan?