Eligible Loans for Federal Loan Consolidation

The following federal education loans are eligible for consolidation into a Federal Consolidation Loan:

  • Direct Subsidized and Unsubsidized Loans
  • Federal Subsidized and Unsubsidized Federal Stafford Loans
  • Direct PLUS Loans and Federal PLUS Loans
  • Direct Consolidation Loans and Federal Consolidation Loans
  • Guaranteed Student Loans
  • Federal Insured Student Loans
  • Federal Supplemental Loans for Students
  • Auxiliary Loans to Assist Students
  • Federal Perkins Loans
  • National Direct Student Loans
  • National Defense Student Loans
  • Health Education Assistance Loans
  • Health Professions Student Loans
  • Loans for Disadvantaged Students
  • Nursing Student Loans


Ineligible Loans
Some loans are always ineligible for consolidation. While these loans may not be included in a Federal Consolidation Loan, they may be considered in the calculation of the maximum repayment period under the Graduated or Extended Repayment Plan. These include but are not limited to the following:

  • Loans made by a state or private lender and not guaranteed by the federal government
  • Primary Care Loans
  • Law Access Loans
  • Medical Assist Loans
  • PLATO Loans


Source: US Department of Education and StudentLoanConsolidator.com




Consolidation loan Information (PIZZAHEROS)
You can get a debt consolidation loan irrespective of the type of outstanding loans - secured or unsecured. When you take a debt consolidation loan, you pay a lower rate of interest in almost all your previous debts.

Extension site offers financial advice online (The Champaign News-Gazette)
URBANA – Have tough times put you in turmoil? Are you facing a financial bind, not knowing which step to take next?

2008 Year In Review: Working Through the Pain with Little Prospect of Gain (CoStar Group)
The wild ride from business boom to real estate bust ended abruptly in 2008, leaving many in commercial real estate, and in several other industries, with a bad case of whiplash -- aggravated by the extensive shoe gazing over what might have been if the...




Comments are closed.

Incoming search terms for this post:
studentconsolidation.allshouldknow.com (3) - government student loan refinance (2) - federal loan consolidation (1) - federal consolidation resources (1) -